[ Printer Friendly Version ]

Bankruptcy Debtor Education Program

“Moving Forward to Financial Security”

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 requires that people who file bankruptcy are to complete an approved Debtor Education course prior to having their debts discharged.

The Department of Justice’s U.S. Trustee Program has approved Oregon State University Extension Service as a provider of the debtor education course. Approval does not endorse or assure quality of a Provider's services.

Courses are offered at a variety of times and locations throughout the state of Oregon. Below is a list of upcoming Debtor Education courses.

 Course Information

The 2 hour classroom-based Bankruptcy Debtor Education Program: Moving Forward to Financial Security meets the legal requirements for personal finance management course for anyone who has filed for Chapter 7 or Chapter 13 bankruptcy in the state of Oregon.

Participants who complete this training program and required course evaluation form receive a certificate that documents they have satisfied the personal finance management requirement of the Chapter 7 or Chapter 13 bankruptcy filling process.

This course will provide practical, unbiased information to reduce spending, increase savings, and manage credit wisely. It will cover the following areas:

Goal Setting Developing a spending plan Recordkeeping Insurance Managing Credit Consumer Protection Laws

OSU Extension Service does not provide the credit counseling session that is also necessary to complete the bankruptcy filing requirements.

Fees and Conditions

• Register in advance with the Extension Office where you will be attending the class.
• The registration fee is $50.00 for each Bankruptcy Case Number. Fees cover the cost of materials, evaluation, and certificate.
• Payment by cash or money order payable to: OSU Extension Service.
• Each student is required to provide proof of identification, provide his/her bankruptcy case number, and sign in and out of the course.
• Students will need to attend the entire 2-hour session.

Bankruptcy Debtor Education Course Times and Locations

Content Contact: Jeanne Brandt